Credit Health ( What You Want To Know Wednesdays )

Maintaining a healthy credit score is an important part of our adult lives. The technology that is available today can help us keep a watchful eye on our credit and lend us a helping hand. Phones, tablets, and computers come with calendars that you can utilize by setting up monthly reminders for due dates and payments. One of the most important factors in your credit is making your payments on time. Most banks and credit cards have mobile applications that give you instant access to your balances. These applications also have built in enhanced security features to protect your sensitive information. Most importantly, keep an eye on your credit score. Once every 12 months you can view one free credit report from each of the major credit bureaus. There are several free credit report sites out there, and checking them will not affect your credit score. Look at your app store to see what other free applications are available to help you maintain excellent credit health.

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.